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September is Life Insurance Awareness Month. This makes it the perfect time to look out for loved ones by looking into life insurance.
At JCA Insurance Planners, we’re proud to work with Life Happens, a nonprofit organization, to raise awareness of the need for life insurance and how it can help families protect their way of life.
Think about it. Every month, many of us pay for the insurance that protects our homes or cars. You’d think we’d give even more consideration to protecting our family’s financial future. Yet, according to a study by LIMRA International, 30% of U.S. households have no life insurance at all.
This lack of insurance could leave families having to pay for funeral expenses and medical bills out of their savings. Then they’d still have to cover their ongoing living expenses, such as their mortgage, utilities and health care.
Consider this:
Roughly three-quarters of Americans are living paycheck to paycheck, with little to no emergency savings.
69% of consumers don’t know that life insurance benefits are tax-free.
46% of American die with less than $10,000 in financial assets, or none at all.
Many Americans recognize the importance of life insurance. It provides both peace of mind and security to families that are confronted with the death of a loved one. The life insurance industry provides protection to 75 million American families, and in 2009 $59 billion were paid to life insurance beneficiaries. Even so, 95 million adults have no life insurance, while insured Americans have, on average, far less than most experts recommend.
Statistics show the need for greater awareness of life insurance and its benefits:
* Four in 10 adult Americans have no life insurance at all.
* Insured Americans, on average, have only about three-and-a-half times their annual income in life insurance coverage. Many insurance experts believe that people's true need for coverage is 10 times their gross annual income, and sometimes more.
* Only 35 percent of adult Americans have individual life insurance. Many rely on insurance provided by their employers, leaving many employees without coverage if they were to lose their job or change jobs.
* Each year, a significant number of Americans (600,000) die prematurely. In fact, the chances a 25-year-old male will die before reaching the retirement age of 65 is nearly 1 in 5; for a female, the odds are 1 in 9.
* When a premature death occurs, insufficient life insurance coverage on the part of the insured results in 75 percent of surviving family members having to take measures to meet financial obligations, such as work additional jobs or longer hours, borrow money, withdraw money from savings and investment accounts, and, in too many cases, move to smaller, less expensive housing.
For as little as $12 per month you can protect your family for $100,000 worth of life insurance with JCA Insurance Planners. Contact us today for a free quote!
Want to learn more?
If interested in hosting a FREE workshop on life insurance at your church, business, home or upcoming event contact us at (703) 291- 6332 or visit website: www.jcainsuranceplanners.com
- This message is Sponsored by JCA Insurance Planners - #CoveredForLife #LifeInsurance
JCA Insurance Planners is a Hey Papi Promotions Network Business/Sponsor
☆Dr. Willie Jolley "America's #1 Inspirational Speaker" & Brenda Wells
In the news...
The Get Motivated! Seminar was an energetic, entertaining and informative business event that featured the world famous icon speakers! It was the BEST of the BEST that appreared on stage including celebrity speakers ☆Daymond John "Star of Shark Tank & American Entrepreneur", ☆Amy Roloff "Star of little people BIG World", ☆April Osteen Simons "Life-Skills Expert, Author and TV Host", ☆Dr. Willie Jolley "America's #1 Inspirational Speaker" and much more. Hey Papi Promotions Network Business Partner Author ☆Brenda Wells "Born 2 Praizz Ministries" was honored to meet and discusss with ☆Daymond John and ☆Dr. Willie Jolley about her popular book " The Adventures of Pete and Repeat".
☆Amy Roloff "Star of little people BIG World"
☆April Osteen Simons "Life-Skills Expert, Author and TV Host"
☆Daymond John "Star of Shark Tank & American Entrepreneur"
Stay connected with Brenda Wells for upcoming news and events at website www.born2praizz.org
The unfolding of your words gives light; it gives understanding to the simple. Psalm 119:130. THE "SIMPLE!" Who are they?Luke 10:21
We are in a transition in the body of Christ. There is a shift taking place in the realm of the spirit. The old is passing away, and a new move of God is here! It is now crucial for everyone in the body of Christ to be in pursuit of the dimension the Lord is ushering the church into, in this hour. The shift I'm talking about is in the realm of our understanding of the word. The word is the womb of the spiritual realm, pregnant with "too much," but it takes a different kind of eyes (The eyes of the Spirit of God called the eyes of revelation) to see into the world of the word. There are dimensions in the Word of God not yet explored by any generation. There are truths, concepts, precepts, ideas, strategies, inventive and innovative inspiration, and breakthroughs of all sorts in all domains hidden within the words, phrases and sentences of the Divine constitution, the Universal Life Manual commonly known as the Bible. I hear the Lord saying, the time has now come for a new dimension of a breakthrough into the world of the word. Some real amazing "things" are about "jumping out" of the pages of the Bible. Global Faith Coalition International Online School of the word is a move to facilitate and usher the "SIMPLE" into this new era of Biblical exploration and research of the world of the word. You don't want to miss the opportunity to take part in our six months intensive, explosive and revelatory Online school of the word, on the course "BIBLICAL CHEMISTRY." Don't miss this life-changing opportunity. Be among the first few individuals in the world to study and earn an Advanced Diploma in "Biblical Chemistry." The first two-month session begins October 3rd. Enrollment is currently going on. Interested individuals should contact us for more information or visit. http://globalfaithcoalition.ning.com/global-faith-coalition-online-school-of-ministry. JESUS IS LORD!DrBenard Etta
Lekiesha Allen an experienced church leader for over 15 years. Her many years of experience as a Credit Analyst has motivated her to write this book to inspire people to Get Out Of Debt Now.
We are living in a very stressful economic time and people have to understand the importance of making good financial decisions.
Luke 14:28 says: For which of you, intending to build a tower, sitteth not down first, and counteth the cost, whether he have sufficient to finish it? Here we see the Lord is concerned about your finances.
Take your challenge TODAY to Get Out Of Debt Now. This book makes a great Stewardship Class tool or to have in your personal library.
Bob J. Nash, a former White House official in Bill Clinton's administration, hosted an awesome reception featuring special guest, Bill Clinton on Thursday, August 4, 2016 from 6pm until 8pm in Mitchellville, Maryland.
Former President Bill Clinton had a lively discussion about his many accomplishments in his administration and its vast diversity. A very supportive crowd cheered as he mentioned his wife's accomplishments as a former first lady, senator and as top diplomat at the State Department. He shared personal stories about his relationships with host Bob Nash and others. His key message was to vote for the person who has the experience and the temperament to get things done for this country--his wife, Hillary Clinton.
County executive Rushern Baker, Senator Mike Miller, Senator Ben Cardin and congressman elect Anthony Brown, were among the elected officials in attendance including Hey Papi Promotions Business Partner/Sponsor President Valencia Campbell of the Prince George's County Drug Policy Coalition (PGCDPC).
Stay connected with future events and community service activities PGCDPC is involved in by visiting website www.pgcdpc.com
You would be remembered for how you lived your life not how you preached. Your life is the greatest message, not your words. If the devil succeeds in getting you to compromise your values, it doesn't matter what you preach, he has attacked your real message.
People are not changed by what you preach, but by the measure of your life released through your message. Christ life is what we call the gospel;, not his message- his message was a reflection of his life. His message could not save humankind that's why he gave his life and his life gave credence to his message.
Listen young man! It's all about how you live, not how you preach. We have a generation of preachers who careless about their way of life but are so obsessed about preaching engagements. To such ministers, immorality is no longer a sin. The "sleep" around with ladies, but still mount the pulpit, preach, and release fake prophecies to their ignorant congregation. Some even go as far as keeping their sin partners in their hotel rooms while there are on the pulpit preaching. After their pulpit display, they return to their sin bed and back to the pulpit. Who are we fooling, God or the people?
The J-Day is coming, I'm not talking about the final Judgement day, God's won't wait for that day. The Esau's will soon meet with their doomsday except the change direction. Those who have ears should hear! DrBenard Etta
Lutonya M Lang & IndustryBuzzZ.com Media Presents: 6th Annual Black & White Ball and BuzzZinOFF Awards
IndustryBuzzZ.com Media Vision: The vision is to train, mentor and employ our youth year around with jobs in media. This annual Black & White Extravaganza helps us introduce our youth to people who took a bad situation and changed their lives and others.
Making A Difference Spotlight: Honoree Lucretia Lang-Payne owner of Aunt Cretia Daycare. Aunt Cretia Daycare Center works hard in the community to provide high quality, safe, affordable daycare services for low income families.
Meet Our Community Heroes:
Honoree Sterling Bolden (Assistant Principal Simeon Career Academy) Honorees Troy Edwards and Shenee Edwards (CEO and President of 3HP Records, Managing Director of Amen Gospel /Universal Records and the DMV Christian Music Awards) Honoree Nikki Burnett (Basketball Mom & HoopLyfe Apparel, Real Estate Broker, Leading Ladies of Chicago) Honoree Aaja Corinne Magee (She's In Color & Aaja Corinne The Brand) Honoree DrRichard Harris (Pastor of New Mt. Zion Church) Honoree Tia Nance-Dantzler (Beauty Expert & Makeup Artist to the Stars) Honoree Darryll King (WYCA 102.3 FM & WSRB 106.3 FM On Air Personality) Honoree Santrice Russell Martin (Emerging Leader of the American Heart Association, is the Director of Multicultural Initiatives) Honoree Tony Tidwell (Billboard Ranked Gospel Artist) Honoree Johanns Williams (Regional Franchise Director at LaQuinta Inn & Suites/LQ Management) Honoree Thomas DjSlugo Kendricks (King Of Ghetto House Music & Blok Club University) Honoree Brian Da WiLdcat Smith (Actor & Comedian) Honoree Pastor, Dr. Lisa Arnold (Living to Live Again Family Worship Center, Commisioner of Hazel Crest and Cook County Sheriff Clergy) Honoree Art Sims (WVON Radio Personality) Honoree Bryant Blt Turner (Comedian & Media Personality) Honoree Elect Lady Araina Mickens (Community Leader: Lights of Zion MB Bible Church) Honoree Chris Arnold (The Temptations Review) Honoree Tanya Winfield (Biggest Loser Season 15, Entrepreneur, Restaurateur and Corporate Leadership/Management Executive with Fortune 500 companies) Honoree DrSabrena L. Davis (Vice President of Educational Services at Edison Learning) and more....
Purchase your tickets today to celebrate our community heroes on www.IndustryBuzzZ.com
Your support will help us to employ our youth with jobs in media all year around....
Event Partnership Packages and AD Program Opportunities Now Available!!! Become A Proud Sponsor email us today at Connect@IndustryBuzzZ.com or call us at (678) 792-8999
“Want to Find, Sell or Buy a Home in Virginia?” Settle with the Real Estate by Jane Team and choose one of the following incentives up to $400.00: *Credit Repair *Home Warranty *Home Inspection *Closing Help *Free Home Buying Workshops! Contact her Today at (703) 606-7963 or visitwww.realestatebyjane.net
Together 2016 is the day our generation will meet on the National Mall to come together around Jesus in unified prayer, worship, and a call for catalytic change. We’re coming together with as many people as possible who believe Jesus changes everything. Date: July 14, 2016 from 9:00am to 9:00pm
Revelation is a surge of Divine light released by the entrance of the revealed word of God into a human heart, leading to inspiration and profound comprehension of the mind of God and truths previously unknown to an individual or a people. Divine revelation is related to divine inspiration; in fact, divine revelation is the womb from where divine inspiration stems from. Inspiration is life and the absence of it is a near death symptom. Impact Hour is a one-hour revelational encounter every Tuesday, 7:00 Pm EST & Saturday 3:00 Pm EST with the vision of raising men and women of exceptional kingdom impact via an encounter with light. We seek to impact lives with the truth of God's word for a real impact experience.
IMPACT! I-Stands for Inspiration M-Stands for motivation P-Stands for preparation A-Stands for activation C-Stands for challenge T-Stands for transformation Brethren in the United States and beyond are already tapping from the enormous reservoir of the revealed word of God made available by the Spirit of truth every conference hour.
Mark the days and time in your calendar and share in the experience every Tuesday 7:00 EST/ Saturday, 3:00Pm EST. -Dial Telephone Number: 712-432-3900 - Conference Access Code: 692342 # Don't Miss Out! DrBenard Etta
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Every Tuesday 7:00 Pm EST / 6:00 Pm CST, And Saturday 3:00 Pm EST/ 2:00 Pm CST Join "IMPACT HOUR" A one hour Dial-In inspirational, Revelational, Mentorship Conference meeting with Dr.Benard Etta. Invite your friends to join the conference and the group.
Ho, every one that thirsteth, come ye to the waters, and he that hath no money; come ye, buy, and eat; yea, come, buy wine and milk without money and without price. Isaiah 55:1 You Don't Want To Miss This! https://www.facebook.com/groups/259642457740199/ Dr.Etta
Pure Heart Children’s Fund is a non-profit organization that works to help give hope to children at-risk living in the poorest communities of Nicaragua.
Our Mission is to provide children at-risk with access to proper nutrition, education, and support.
Our Vision is to create an innovative development model that effectively breaks generational cycles of poverty, violence and hopelessness inherited to children in the poorest nations on earth.
For more information contact at: Website: www.whatistheloveofgod.com Email: help@pureheartchildren.org Office: +505-5501-0927
But what is faith? (Hebrews 11:1) Says faith is the substance of things hoped for, the evidence of things not seen. We not only have to have the shield of faith, we have to know how to use it. Why does it say ‘above all’ take the shield of faith? Simply for the reason that salvation (the helmet) righteousness (the breastplate) the gospel (the shoes) and both the written Word of God (the belt of truth) and spoken Word of God (the sword) must all be received by faith. The shield of faith is movable to deflect attacks no matter from which direction they come. If the devil cannot get to you directly (from the front) he will attack from another direction. If all personal attacks on you fail because of the strength of your faith, he will often attack you through another person to attempt to provoke fear or offense to allow him a foothold. Refusal to fear or be offended will foil even these attacks. God’s word is very plain that if we resist the devil he will flee from us. By exercising faith in God’s provisions and God’s power, we can be equipped to defeat Satan and his attacks.
We are to take (receive) the sword of the Spirit, which is the Word of God.This is another instrument of Spiritual warfare that we need to learn how to use. We are to use the very same sword of the Spirit that Jesus used on Mount of Temptation. The devil had been tempting, Jesus for forty days while Jesus was fasting.Read Luke's account of the temptation of Jesus by the devil and see the outcome.( Luke 4: 3-12)
Read more…
Many people think that the good things they do and the bad things they do are added up to how they stand before God. They think that, so long as there is more good than bad in their lives, they have a right to GOD’S favor. This is simply not true! Even many who claim to be Christians and acknowledge that God has paid a great price to bring about salvation, fell they have to earn this blessing by the things they do. It is very easy for us to think we have to earn God’s gifts. But a gift cannot be earned. Only wages are earned, Grace is defined as the unearned, unmerited favor of God. Grace is something you cannot earn by good works or deeds or even by suffering it is a free gift for God
Read more…
United Television's Allstate Gospel Superfest "Live In Baltimore"
Time: May 14, 2016 from 7pm to 11pm Location: Coppin State University (PEC Arena) Street: 2500 West North Avenue City/Town: Baltimore, MD. 21216 -------------------------------------------------------------------------------------------------------------------------------------------------------
New Beginnings Community Church Family & Friends worship service
Time: May 15, 2016 from 10am to 1pm Location: New Beginnings Community Church Street: 16508 Old Central Ave. City/Town: Bowie, Md. 20716 Website: http://newbeginnings-church.org Phone: 301-249-8715
Every third Sunday at 10 a.m. is our Family & Friends worship service. On Sunday, May 15th, you will be blessed by gospel vocalist “Prophetess Rain Mackey". She is an anointed praise and worship leader who has a passion for ministry through music.
Also during the worship service we will be featuring our Healthy Lifestyle Challenge. The theme and topic is “Your Family Health Heritage”. Dr. Sylvia Dasi, PhD, Geneticist will give a 5 minute presentation on the theme. Additionally, Laoshi Taj Johnson D.D., WDLMA a martial arts teacher will conduct a very simple 5 minute and fun in your seat exercise with gospel music.
After the exercise, Dr. Michael Hall, Senior Pastor will preach a sermon revolved around health. Immediately following the worship service, persons will be able to pick up health information in the multi-purpose room. Light refreshments will be served
So please plan to join us for this high time of praise, worship and ministry of God's Word! It will be an uplifting and Spirit filled worship service! Invite your family, friends and associates too. Blessings to you and your family!!!
"SHE VET™ RESOURCE EXPO" 2016 for Active and Present Women of the Military Service
Time: May 19, 2016 from 5pm to 8pm Location: Pepco Edison Gallery in Washington, DC Street: 702 Eight Street N.W., Washington DC 20068 Website: http://shevetexpo.com
**FREE ADMISSION** The She Vet™ Resource Expo for Women will showcase the opportunities available to women in the armed services through community and public resources made available in the DC-MD-VA region. The event platform will provide exposure to professionals in a multitude in an array of areas that include legal professionals, educators, company executives, entrepreneurs, motivational speakers, mentors and much more...
14th Annual 5K Run/Walk to Break the Silence on Ovarian Cancer
Time: May 21, 2016 from 7am to 11pm Location: National Harbor Street: 165 Waterfront Street City/Town: National Harbor, MD 20745
Join NOCC-NVA Chapter for it's 14th Annual 5K Run Walk to Break the Silence on Ovarian Cancer® on Saturday, May 21, 2016 at 7AM to 11AM!
Survivors from Washington, DC, Maryland and Northern Virginia along with family, friends and hundreds of volunteers will gather at our new location National Harbor Shop, Dine, Play, Stay!
This community event will feature: •Special Guest Jen Richer, co-host from the Tommy Show on 94.7 FRESH FM •Live Performances including our network members Tommie Womack and Keturah Dickerson!
Cecil Ray Comedy Club Presents Willie Brown & Friends
Time: May 21, 2016 from 7pm to 10pm Location: The Black Box Theatre Street: 4185 Indian Head Highway City/Town: Indian Head, Maryland 20640 Website: http://www.cecilraycomedy.com Phone: (571) 245-7379 Event Type: comedy show Organized By: Cecil Ray Comedy Club
Get your tickets now while they last !!!
The Cecil Ray Comedy Club presents ☆Willie Brown & Friends☆ with special appearances by Cornbread, Cecil Ray, Miss Clareese and Curtis Gaskins!!!
Saturday, May 21, 2016 at The Black Box Theatre, 4185 Indian Head Highway, Indian Head, Maryland 20640. Doors open at 7pm Showtime at 7:30pm. Tickets $25 purchase online at http://www.cecilraycomedy.com For more information contact Tracy Chase at (571) 245-7379 or email: CecilRayComedy@gmail.com
Willie Brown is a nationally known ventriloquist who has appeared several times on BET Comic View, HBO DEF Comedy Jam, Loco Comedy Jam, Phaturdays, The Jenny Jones Show, and most recently in a recurring role on the Showtime Network series “Barbershop”.
For more information about these events or to post/view upcoming activities in your area visit our network's "Events & Activities" link at http://heypapipromotions.com/events
We all know only too well that our life will end sooner or later with the coming of death. God sent His son, the Lord Jesus Christ, into the world to open up a way of life. The way of salvation from death is the very heart of the Christian Gospel. Our sins separate us from God, who is the source of all life. Jesus came to bring man to God, by showing the way of life. A man may know his Bible perfectly, from Genesis to Revelation: he may have a thorough understanding of Bible teaching – but that will not save him. Unless he accepts the sacrifice Jesus has made for him, he can have no HOPE OF ETERNAL LIFE.
We are not alone in our battle with sin. Others have faced the same thing and have experienced God’s deliverance. All our temptations are common to all men, so we cannot hide behind the idea that our problem is different and thereby seek to excuse our sin by its uniqueness. There is great comfort in knowing that others have faced similar and even worse testings and temptations and have endured by the strength and faithfulness of God
