Thinking about buying a home? We have information that can help! Got questions? Talk to one of our housing counselors!
Need Help?
1. Figure out how much you can afford
What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate. 2. Know your rights- Fair Housing: Equal Opportunity for All - brochure
- Real Estate Settlement Procedures Act (RESPA)
- Borrower's rights
- Predatory lending
3. Shop for a loan
- Looking for the best mortgage: shop, compare, negotiate - brochure
- Let FHA help you
- Learn about interest only loans
- Homebuying programs in your state
- Let FHA help you (FHA loan programs offer lower downpayments and are a good option for first-time homebuyers!)
- HUD's special homebuying programs
- Good Neighbor Next Door (formerly known as Teacher/Officer/Firefighter Next Door)
- Homeownership for public housing residents
- Indian Home Loan Guarantee Program (Section 184)
5. Shop for a home
- Wish list - what features do you want?
- Home-shopping checklist? take this list with you when comparing homes
- Homes for sale (including HUD homes)
- Fixer-Uppers - home purchase and repair programs
- Manufactured (mobile) homes
- Shopping for a Home FAQ’s
HUD is proud to lead the White House Opportunity and Revitalization Council, which helps spur investment in underserved areas like Opportunity Zones. For more information, please visit https://opportunityzones.hud.gov/
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